Free Tool

Cost of Ownership
Calculator

The first calculator built for foreign buyers in Mexico — modeled on real ISAI rates, fideicomiso fees, predial, HOA, and capital gains. By a Licensed Mexican Attorney.

Home Calculator

The price on the listing is rarely the price you actually pay. This calculator estimates the full cost of buying, holding, and eventually selling property in Mexico — so you can plan with eyes open.

Your Property Scenario

Adjust these inputs to model your specific situation. Numbers update live.

Property Price (USD) $750,000
Market / Region
Buyer Status
Hold Period (Years) 10 years
Intended Use
Annual Appreciation Assumption 4.0%

Your Cost Picture

All values in USD. Estimates only — actual figures vary by property, state, and current legislation.

Total Investment
—
Price + acquisition + 10 yrs holding
Net Return at Exit
—
After taxes, commission, fees
Acquisition Costs (One-Time)
ISAI / Acquisition Tax—
Notary Fees (Notario Público)—
Public Registry & Appraisal—
Fideicomiso Setup—
Legal Representation (Sara)—
Total at Closing—
Annual Holding Costs
Predial (Property Tax)—
Fideicomiso Renewal—
HOA / Common Area Fees—
Maintenance Reserve (1%)—
Insurance—
Annual Total—
Estimated Exit Costs
Estimated Sale Price—
Capital Gains Tax—
Real Estate Commission (6%)—
Notary & Closing—
Total Exit Costs—
Cost Distribution
Acquisition
—
Holding
—
Exit
—

Disclaimer: This calculator provides general estimates based on typical 2025 ranges in the Mexican real estate market. Actual ISAI rates, predial, HOA fees, fideicomiso costs, and capital gains exemptions vary significantly by state, property, and personal tax situation. Sara provides written, property-specific projections to engaged clients only.

Want a Real Projection on a Specific Property?

This calculator gives you ranges. A private 45-minute call gives you exact numbers — for the actual property, in the actual state, with your actual tax and residency situation factored in. No fee, no obligation.

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